Over 400 000 policyholders recommend Luko.
You too, join the movement and get your dose of #LukoLove.
Their opinions on Luko
Find out what people are saying about Luko through the testimonies of real Luko users
Aistis Navickas
I recommend. Only minus - most of this is in French. However I did not have any problems. Superb!
Aug 24, 2025
Sue Lowes
Quick simple product easy to navigate site quite difficult to download certificates for notaire
Aug 16, 2025
Lesley Philips
It is very easy to follow the instructions to change my address each time I move.
Aug 7, 2025
Benjamin Respaud
Amazing! So easy and quick that makes me doubt!
Jul 29, 2025
Cindy Brady
This was a very easy and quick transaction. Everything went very smoothly. We're looking forward to a wonderful relationship with your company. Thank you!
Aug 18, 2025
Liam Tiernan
Very simple and straightforward process
Aug 14, 2025
Mary Grace Madlao
Super excellent 👏 bravooo
Aug 3, 2025
Pieter D.
Clear information, nice and fast, good guidance via chat.
Jul 21, 2025
Ahmad Kaleem Kamel
It was very easy to take.
Aug 18, 2025
Manoj Nagamani
Excellent and nice
Aug 11, 2025
Mrs sharon carpenter
Very pleased covered all are needs quick and easy Thankyou
Aug 2, 2025
Aistis Navickas
I recommend. Only minus - most of this is in French. However I did not have any problems. Superb!
Aug 24, 2025
Ahmad Kaleem Kamel
It was very easy to take.
Aug 18, 2025
Liam Tiernan
Very simple and straightforward process
Aug 14, 2025
Lesley Philips
It is very easy to follow the instructions to change my address each time I move.
Aug 7, 2025
Mrs sharon carpenter
Very pleased covered all are needs quick and easy Thankyou
Aug 2, 2025
Pieter D.
Clear information, nice and fast, good guidance via chat.
Jul 21, 2025
Cindy Brady
This was a very easy and quick transaction. Everything went very smoothly. We're looking forward to a wonderful relationship with your company. Thank you!
Aug 18, 2025
Sue Lowes
Quick simple product easy to navigate site quite difficult to download certificates for notaire
Aug 16, 2025
Manoj Nagamani
Excellent and nice
Aug 11, 2025
Mary Grace Madlao
Super excellent 👏 bravooo
Aug 3, 2025
Benjamin Respaud
Amazing! So easy and quick that makes me doubt!
Jul 29, 2025
Aistis Navickas
I recommend. Only minus - most of this is in French. However I did not have any problems. Superb!
Aug 24, 2025
Cindy Brady
This was a very easy and quick transaction. Everything went very smoothly. We're looking forward to a wonderful relationship with your company. Thank you!
Aug 18, 2025
Ahmad Kaleem Kamel
It was very easy to take.
Aug 18, 2025
Sue Lowes
Quick simple product easy to navigate site quite difficult to download certificates for notaire
Aug 16, 2025
Liam Tiernan
Very simple and straightforward process
Aug 14, 2025
Manoj Nagamani
Excellent and nice
Aug 11, 2025
Lesley Philips
It is very easy to follow the instructions to change my address each time I move.
Aug 7, 2025
Mary Grace Madlao
Super excellent 👏 bravooo
Aug 3, 2025
Mrs sharon carpenter
Very pleased covered all are needs quick and easy Thankyou
Aug 2, 2025
Benjamin Respaud
Amazing! So easy and quick that makes me doubt!
Jul 29, 2025
Pieter D.
Clear information, nice and fast, good guidance via chat.
Jul 21, 2025
Luko in the news
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Frequently asked questions
We answer your FAQ's
How long does it take to cancel my old insurance ?
For you ? Five minutes, top.
All you have to do is subscribe your Luko contract, ask for a termination and we will take care of canceling your old contract for you.
Why should I trust Luko?
Don't you worry ! We cover our back to cover yours
We are endorsed by the most robust partners, with over 150 years of experience in insurance:
Munich Re (Great Lakes) : first reinsurer in the world
Swiss Re : the second biggest reinsurer in the world
👉 Your contracts are safe with them: if we encounter any problem, they will be there to keep insuring you.
What is the 'Giveback' by Luko?
Giveback is the certainty that your money is being used wisely 🧘♂️
Let us explain what usually happens with other insurance companies:
Traditional insurers collect contributions each year from a large community of people to reimburse the few unlucky people who will suffer a loss during the year. Since it is impossible to predict how much money...
You can count on us
We're here every day, at your convenience to help you in case you need it
A question about your quote or contract? Our advisors will answer you in less than 2 minutes on the chat.
Want to test Luko? You've nothing to lose
At Luko, you can join and then terminate whenever you want: our contracts are 100% non binding with absolutely notice period.