The home insurance you were waiting for

Get covered in less than 2 minutes and Luko takes care of cancelling your previous policy for you. It's as simple as that.

Why do more than 400,000 policyholders recommend Luko?


Guarantees without asterisks, reimbursements 2x faster


Customizable contracts in a few clicks: pay only what you need.


Always by your side in case of a problem: available 7 days a week (even Sunday!), response in 2 minutes

Flat insurance

You live in a flat and you are wondering: what is the purpose of home insurance? Is it compulsory? Find all the answers and the guarantees adapted to your home.

Home insurance

Whether you live in a detached house, a condominium, or a chalet in the mountains, insuring your home allows you to protect your real estate capital as well as the members of your household against the hazards of life.

Secondary home insurance

You can leave your secondary home peacefully: Luko gives you all the details on the guarantees you need to know to protect your haven of peace.

Landlord insurance

The landlord's insurance covers you when you own a rental investment. It is the insurance suited for you if you are a landlord or if your property is unoccupied.

Building insurance


An insurance dedicated to condominiums and rental buildings owners to cover the building the owners (including the landlord insurance) and even the civil liability of benevolent property managers.

Do you have any more questions?

If you want to know more about our policies : the easiest way is to create a simulation. You will have access to the details of our covers and your price, which are fully customizable.

If you have any questions: get in touch whenever it suits you via chat, email or telephone.