House insurance
from 11,90€/month
Cover your house and its outbuildings with 100% online insurance: finally clear, efficient and flexible.
![](https://prismic-images.luko.eu/luko/c6675985-bc35-47f7-8e49-39f2c9ebcfbc_Maison.jpg?auto=compress,format&w=1440&q=80&fit=crop&fm=webp)
Why do more than 400,000 policyholders recommend Luko?
Up to 15% in savings per year
on average, for those who come to Luko.
100% transparent
At Luko, 30% of the fees cover our costs, the remaining 70% cover your claims.
0 headaches
Goodbye, paperwork! Manage your contracts and claims in 3 clicks.
![](https://images.prismic.io/luko/0ea82036-113f-4216-b6e5-f598e67b3391_image_celia_truspilot.png?auto=compress,format&rect=0,0,96,96&w=96&h=96)
Célia N.
"Great service, fast and efficient, a joy! Very quick subscription in less than
![](https://images.prismic.io/luko/c4d6852b-0ffc-4b5e-9c06-ffff4800c0e5_client-arnaud.png?auto=compress,format&rect=0,0,81,80&w=81&h=80)
Arnaud S.
"Rapid management of water damage. The app is simple, it's easy to report a ...
![](https://images.prismic.io/luko/b851701e-5660-4873-8c04-1a610ede8889_client-jean-claude.png?auto=compress,format&rect=0,0,81,80&w=81&h=80)
Jean-Claude D.
"I was able to report the incident on the chatbot and was closely accompanied ...
![](https://images.prismic.io/luko/0ea82036-113f-4216-b6e5-f598e67b3391_image_celia_truspilot.png?auto=compress,format&rect=0,0,96,96&w=96&h=96)
Célia N.
"Great service, fast and efficient, a joy! Very quick subscription in less than
![](https://images.prismic.io/luko/c4d6852b-0ffc-4b5e-9c06-ffff4800c0e5_client-arnaud.png?auto=compress,format&rect=0,0,81,80&w=81&h=80)
Arnaud S.
"Rapid management of water damage. The app is simple, it's easy to report a ...
![](https://images.prismic.io/luko/b851701e-5660-4873-8c04-1a610ede8889_client-jean-claude.png?auto=compress,format&rect=0,0,81,80&w=81&h=80)
Jean-Claude D.
"I was able to report the incident on the chatbot and was closely accompanied ...
![](https://images.prismic.io/luko/0ea82036-113f-4216-b6e5-f598e67b3391_image_celia_truspilot.png?auto=compress,format&rect=0,0,96,96&w=96&h=96)
Célia N.
"Great service, fast and efficient, a joy! Very quick subscription in less than
![](https://images.prismic.io/luko/c4d6852b-0ffc-4b5e-9c06-ffff4800c0e5_client-arnaud.png?auto=compress,format&rect=0,0,81,80&w=81&h=80)
Arnaud S.
"Rapid management of water damage. The app is simple, it's easy to report a ...
![](https://images.prismic.io/luko/b851701e-5660-4873-8c04-1a610ede8889_client-jean-claude.png?auto=compress,format&rect=0,0,81,80&w=81&h=80)
Jean-Claude D.
"I was able to report the incident on the chatbot and was closely accompanied ...
![](https://images.prismic.io/luko/0ea82036-113f-4216-b6e5-f598e67b3391_image_celia_truspilot.png?auto=compress,format&rect=0,0,96,96&w=96&h=96)
Célia N.
"Great service, fast and efficient, a joy! Very quick subscription in less than
![](https://images.prismic.io/luko/c4d6852b-0ffc-4b5e-9c06-ffff4800c0e5_client-arnaud.png?auto=compress,format&rect=0,0,81,80&w=81&h=80)
Arnaud S.
"Rapid management of water damage. The app is simple, it's easy to report a ...
![](https://images.prismic.io/luko/b851701e-5660-4873-8c04-1a610ede8889_client-jean-claude.png?auto=compress,format&rect=0,0,81,80&w=81&h=80)
Jean-Claude D.
"I was able to report the incident on the chatbot and was closely accompanied ...
![](https://images.prismic.io/luko/0ea82036-113f-4216-b6e5-f598e67b3391_image_celia_truspilot.png?auto=compress,format&rect=0,0,96,96&w=96&h=96)
Célia N.
"Great service, fast and efficient, a joy! Very quick subscription in less than
![](https://images.prismic.io/luko/c4d6852b-0ffc-4b5e-9c06-ffff4800c0e5_client-arnaud.png?auto=compress,format&rect=0,0,81,80&w=81&h=80)
Arnaud S.
"Rapid management of water damage. The app is simple, it's easy to report a ...
![](https://images.prismic.io/luko/b851701e-5660-4873-8c04-1a610ede8889_client-jean-claude.png?auto=compress,format&rect=0,0,81,80&w=81&h=80)
Jean-Claude D.
"I was able to report the incident on the chatbot and was closely accompanied ...
![](https://images.prismic.io/luko/0ea82036-113f-4216-b6e5-f598e67b3391_image_celia_truspilot.png?auto=compress,format&rect=0,0,96,96&w=96&h=96)
Célia N.
"Great service, fast and efficient, a joy! Very quick subscription in less than
![](https://images.prismic.io/luko/c4d6852b-0ffc-4b5e-9c06-ffff4800c0e5_client-arnaud.png?auto=compress,format&rect=0,0,81,80&w=81&h=80)
Arnaud S.
"Rapid management of water damage. The app is simple, it's easy to report a ...
![](https://images.prismic.io/luko/b851701e-5660-4873-8c04-1a610ede8889_client-jean-claude.png?auto=compress,format&rect=0,0,81,80&w=81&h=80)
Jean-Claude D.
"I was able to report the incident on the chatbot and was closely accompanied ...
![](https://images.prismic.io/luko/0ea82036-113f-4216-b6e5-f598e67b3391_image_celia_truspilot.png?auto=compress,format&rect=0,0,96,96&w=96&h=96)
Célia N.
"Great service, fast and efficient, a joy! Very quick subscription in less than
![](https://images.prismic.io/luko/c4d6852b-0ffc-4b5e-9c06-ffff4800c0e5_client-arnaud.png?auto=compress,format&rect=0,0,81,80&w=81&h=80)
Arnaud S.
"Rapid management of water damage. The app is simple, it's easy to report a ...
![](https://images.prismic.io/luko/b851701e-5660-4873-8c04-1a610ede8889_client-jean-claude.png?auto=compress,format&rect=0,0,81,80&w=81&h=80)
Jean-Claude D.
"I was able to report the incident on the chatbot and was closely accompanied ...
![](https://images.prismic.io/luko/0ea82036-113f-4216-b6e5-f598e67b3391_image_celia_truspilot.png?auto=compress,format&rect=0,0,96,96&w=96&h=96)
Célia N.
"Great service, fast and efficient, a joy! Very quick subscription in less than
![](https://images.prismic.io/luko/c4d6852b-0ffc-4b5e-9c06-ffff4800c0e5_client-arnaud.png?auto=compress,format&rect=0,0,81,80&w=81&h=80)
Arnaud S.
"Rapid management of water damage. The app is simple, it's easy to report a ...
![](https://images.prismic.io/luko/b851701e-5660-4873-8c04-1a610ede8889_client-jean-claude.png?auto=compress,format&rect=0,0,81,80&w=81&h=80)
Jean-Claude D.
"I was able to report the incident on the chatbot and was closely accompanied ...