Switch to Luko: it's simple

Forget about annoying administrative procedures: Luko will take care of cancelling your old insurance for you.

The insurance that actually makes your life easier

Don't need more administrative tasks to tackle? Forget having to send registered letters or hours of Chopin waiting music on hold.

Luko makes everything easy and even takes care of cancelling your old insurance.

Changing insurance has never been easier

We adapt to your profile.

How long have you been insured?

  • Less than 1 year
  • More than 1 year

You have been insured for 1 year or more

You can cancel your insurance at any time, with 30 days' notice. Of course, at Luko we take this period into account to ensure a smooth transition!

Don't worry about the calendar. We start your new policy the same day your old one ends, so you're covered from start to finish without having to pay for two policies at the same time.


You sign up with Luko and send us all the information related to your old contract right after your registration.


Luko sends the registered letter of termination to your former insurer.


Your former insurer acknowledges receipt of the termination letter by email or by post.


It confirms the date on which your old contract ends and your contract with Luko will start the next day.


And that's it, your contract with Luko just started without minimal effort on your side!

Someone you can talk to, just for you

We are available for you 7 days a week, whenever you need us, and we answer your questions and requests within 2 minutes. There's a reason why our policyholders give us an "Excellent" rating.

Get rid of administrative tasks