Home insurance close to you
Discover the no-brainer insurance for your home: clear and flexible contracts, twice as fast refunds, and a 100% digital and transparent model.
- Housing
- Landlord
You're in good hands
2min on the clock
Clear and flexible contracts, 100% customizable online, get insured in a few clicks. And termination is handled by Luko by Allianz Direct.
365 days a year
A question about the guarantees or contract? Our teams answer you every day (even on Sundays).
2x faster refunds
A problem? Report it on the application and we'll offer you the right solution before you've even said "wow".
You're in good hands
Our commitments
To achieve our ambitions of providing useful and fair insurance to everyone, here are our commitments to you.
A fair price
Still not sure why the price of your insurance increases every year? At Luko by Allianz Direct, we're committed to building a transparent and fair model for everyone.
A transparent model
Luko by Allianz Direct reinvents insurance to propose a transparent model based on the principle of mutualization and redistribution. The objective? To finally align the interests of the users, the insurer and society.
5-star service
Our ambition is to offer you the ultimate service: available, responsive, caring. And for this, we measure our response time and customer satisfaction every week and every month.
We're here for you
Do you have a question about your coverage or your contract? Our advisors are available on chat or by email from 8am to 9pm on weekdays and from 9am to 8pm on weekends. Do you have a problem at home? Report it on the Luko by Allianz Direct application and a dedicated manager will take over to find you the solution you need.
Already insured? Luko by Allianz Direct takes care of everything.
Sign up to Luko by Allianz Direct and our team will do the rest. We guarantee a seamless transition from your former contract to your new Luko by Allianz Direct contract, without double coverage or risk of interruption.
Insure your home in less than 2 minutes
on luko.eu
Share your contract information
from your former insurance
We cancel it for free
for you
Your Luko by Allianz Direct contract starts
as soon as the old one ends