School and extra-curricular insurance

School insurance is an option of your home insurance that protects your child if something happens to them at school, during their extracurricular activities or while traveling to and from school or activities. It also covers their liability if they hurt or damage someone else's property.

The school will only require a certificate of civil liability when registering your child. Your child will be able to participate in the compulsory activities provided by the school (such as physical education classes), but school insurance will be required if you wish to enroll your child in all optional activities (canteen, green classes) and in extracurricular activities.

Your home insurance covers your child's liability: this means that you will be covered if your child hurts another child or damages someone else's property. However, he or she will not be covered if he or she injures himself or herself or damages his or her own things through no fault of anyone else (for example, if he or she trips and breaks his or her glasses).

At Luko, you can sign up for school insurance in a few clicks directly through your MyLuko personal space or in the app.

At Luko, all of your documents and certificates are available in your MyLuko personal space. Once you've signed up for school insurance, you'll be able to download the certificate directly from your personal space or the app whenever you need it. Not insured with Luko? Most insurers will send you this document by email upon request.