Condominium and building insurance
To simply insure your condominium or a building you own and effectively protect your building and co-owners in the event of a breakdown.
Why do more than 300,000 policy holders recommend Luko?
Get covered in 2 minutes
Download your proof of insurance immediately
Get reimbursed twice as fast
Simply tell us what happened
A tradesperson at your door in 2 days
Our network is always by your side when you need them
Policies and claims covered
See the list of risks you are covered for and customize your cover according to the needs of your condominium or single-owner building.
of co-owners and voluntary trustee
Vandalism and graffiti
Condominium owners: the landlord insurance is included! Civil liability for non-professional trustees is also included.
And, of course, technological disaster and terrorism cover, unpaid condominium charges, outdoor amenities, machine breakage, photovoltaic panels, etc.
From €25.50 per month
Landlord insurance for co-owners and civil liability for voluntary trustees included!
Make your quote online in a few clicks to get a price for your condominium.
Which insurance for a condominium?
The condominium must subscribe to a mandatory insurance covering at least its civil liability but generally coupled with other guarantees: this is the multi-risk building insurance.
Who should subscribe?
It is the syndic of the condominium (professional or voluntary) who must take out the insurance after validation at the general meeting. He must choose a contract himself in the event of disagreement by the co-owners at the general meeting, so as not to leave the co-ownership without insurance.
Is it compulsory to insure a building?
Yes, if it is in co-ownership, and this since the Alur law of 2014. If it is a single property, i.e. if the whole building belongs to the same owner, it is not compulsory but strongly recommended in order to protect the owner in the event of damage to a third party caused by the building.
Who pays the condominium insurance?
These are the co-owners through the co-ownership charges and in the amount of their respective percentage shares.